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Watch this video about how 401k accounts work on HowStuffWorks. Did you know according to a study by the Employee Benefit Research Institute, only 60 percent of American workers are saving for... (more info)

Watch this video about how 401k accounts work on HowStuffWorks. Did you know according to a study by the Employee Benefit Research Institute, only 60 percent of American workers are saving for retirement - and fewer than 40 percent have an IRA? Experts agree the sooner you get started, the more you'll have for the golden years. See how 401k accounts work in this video from Medialink.

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