Walter Burch, Editor-in-Chief of CreditLearningCenter.com reports on how to understand your credit report. Based largely on the information in your credit report, and the resulting credit score you achieve, lenders decide whether they'll extend you credit, and how much interest you'll be charged for virtually everything you finance. Information on your credit history is contained in three separate credit reports from each of the credit bureaus: Equifax, TransUnion, and Experian. It's important to check and monitor all three of your credit reports because the information in each report may vary. Why? Because, different creditors may report your credit account and payment information to separate bureaus, and companies checking your credit may only use one of the three bureaus The bottom line, your credit report is serious business, well worth protecting and monitoring. For more information on how to get your credit report and credit score, you may visit www.creditlearningcenter.com